When Christmas Feels Hard: How to Create a Season That Still Feels Meaningful
by Katherine Froggatt, Health & Wellness Coach
Christmas is often painted as the season of joy, but this year many families are carrying a quieter load. Rising unemployment, higher living costs, and tightening household budgets have made the lead-up to Christmas feel heavier than usual. Recent reports show New Zealand’s unemployment rate has climbed to 5.3 percent, with around 160,000 people out of work, and household living costs have risen 2.4 percent over the past year. For families already stretched, the increase is much sharper. One in four New Zealanders now say they are finding it difficult to manage financially, and 70 percent report worrying about money weekly or even daily. These numbers remind us that if you’re feeling under pressure this Christmas, you are far from alone.
A simpler Christmas is not a lesser Christmas. With intention and honesty, it can become one of the most connected seasons your whānau shares.
Start with Open Communication
Talking about money can feel uncomfortable, especially when Christmas carries so many traditions and emotions. But clear communication often brings immediate relief. Have the conversation early and set expectations together. A gentle place to begin might be, “Can we plan a simpler Christmas this year so we can focus on feeling relaxed and connected?” Children cope better with consistency than silent hopes or last-minute surprises. Naming your reality without shame gives your family safety, not scarcity.
Make Experiences the Golden Rule
When budgets are tight, shifting from material gifts to shared experiences can be transformative. Memories last far longer than anything unwrapped. Think lake days, board games, bushwalks, or a backyard picnic. Younger children thrive on play and presence. Experiences also support emotional regulation, helping ease stress for everyone.
Be Fully Present
Presence becomes the real gift when finances are stretched. Slow the pace, create pockets of calm, and give your attention freely. Put phones away for an hour, cook together, or share stories at the table. For children sensing tension at home, emotional presence offers security and belonging.
Reframe Traditions
Traditions evolve. This year may look different, but different doesn’t mean “less than.” Return to the heart of Christmas: connection, generosity of spirit, and community. Light a candle for loved ones, share handwritten notes, or gather for a gratitude moment before the meal. These rituals cost little yet leave a lasting imprint.
If this Christmas feels increasingly difficult and you need someone to walk alongside you, get in touch and let’s have a chat. Book here: katherinefroggatt.co.nz/claritycall
If you or someone you know is struggling, support is available throughout the holiday period in Aotearoa New Zealand:
• Need to talk? Free call or text 1737 any time.
• Lifeline: 0800 543 354 or free text 4357.
• Depression Helpline: 0800 111 757.
